Buying off-plan (VEFA) in Morocco: steps, payments and guarantees

The steps

1. The reservation contract: it sets the unit, price and timeline against a limited first payment.
2. The preliminary sale contract: it describes the home precisely (plans, area, finishes), the price, the payment schedule and the delivery date.
3. Staged payments that follow actual construction progress (foundations, structure, finishes).
4. The final sale contract, signed on delivery, followed by registration on the land title.

These contracts must be drawn up by a notary or another professional authorised by law.

The guarantees that protect you

• The developer must provide a bank or insurance guarantee covering the refund of payments or the completion of the works.
• Late-delivery penalties apply if the deadline is missed.
• You can ask for the contract to be cancelled if the developer does not meet its obligations.

What to check before signing

• The building permit and the land title of the plot.
• The developer's track record: visit a project already delivered.
• The exact area, floor, orientation, and whether parking and storage are included.
• The payment schedule and delivery date in writing.
• Service charges and planned common areas (lift, gardens, pool…).

Find verified new-build projects in Immofind's Immoneuf section.